Last updated: April 2026 — Derek Callahan, C Csp21
By accessing or using the ccsp21.ca website (the "Website"), you agree to be bound by these terms of use (the "Terms of Use") and our Privacy Policy. If you do not agree to these Terms of Use, please do not use the Website.
The content and information provided on the Website is for informational and educational purposes only. It is not intended to be and should not be considered financial, legal, or any other type of professional advice. The Website and its content are not a substitute for professional advice from a qualified expert.
The owner of the Website, Derek Callahan, and the Website itself, ccsp21.ca, shall not be liable for any losses, injuries, or damages from the use of the information or content on the Website. The Website and its content are provided on an "as is" and "as available" basis, without any warranties, express or implied.
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By using the Website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these Terms of Use, you are not authorized to use the Website.
The content on the ccsp21.ca website is authored and edited by Derek Callahan, the owner of the Website.
The content on the ccsp21.ca website is for informational purposes only and is not intended to be, and should not be considered, financial, legal, or any other type of professional advice. The Website and its content are not a substitute for professional advice from a qualified expert.